Privacy Policy

Voiced Media, Inc. (“Voiced”, “us”, “we,” or “our”) operates https://businessloanselector.com (the “Site”). This page informs you (“user”, “you” or “your”) of our policies regarding the collection, use and disclosure of Personal Information we receive from users of the Site.

BusinessLoanSelector.com is a business financing comparison and advertising platform operated by Voiced Media, Inc. ('VOICED') that helps connect business owners with financing options offered by independent third-party lenders and financing providers.

By using the Site, you agree to the collection and use of information in accordance with this policy. THIS SITE IS NOT INTENDED FOR USERS IN THE EUROPEAN UNION. IF YOU RESIDE WITHIN THE EUROPEAN UNION, PLEASE DO NOT USE THIS SITE.

Free Service

BusinessLoanSelector.com is free for visitors to use. VOICED receives compensation from participating lending, financing, and advertising partners for advertising and related marketing services. This compensation may influence which financing providers or products are displayed and their placement on the Website. Financing products offered by third-party providers may involve interest, fees, repayment obligations, or other costs determined by those providers.

Collecting Your Personal Information

Types of Information Collected

Personal Information

While using our Site, including when you complete our business financing questionnaire, we may ask you to provide us with certain information that can be used to contact or identify you or your business (“Personal Information”). Depending on the information you choose to submit, Personal Information may include, but is not limited to:

• Contact information, such as your name, email address, telephone number, and other contact details
• Business information, such as business name, business location or address details (e.g., State, City), industry, business type, and related business details
• Approximate location information, including ZIP code, which we may collect automatically or infer through visitor geolocation during the questionnaire process.
• Business and financial information submitted through the questionnaire, such as time in business, business revenue, financing amount requested, intended use of financing, and other related details
• Information submitted through financing requests, forms, and communications with VOICED
• Technical and usage information (“Usage Data”), as described below
• Account and profile information

We will not be responsible for any storage, use, sharing or sale of personal information that a third party Service Provider collects directly from you separate from us.

Usage Data

Usage Data is collected automatically when using the Site.

Usage Data may include information such as your device’s (e.g., mobile phone, desktop computer, etc.) Internet Protocol address (e.g., IP address), browser information, device information, pages visited, interactions with the Site, and referral sources.

When you access the Site by or through a mobile device, we may collect certain information automatically, including, but not limited to, the type of mobile device you use, your mobile device unique ID, the IP address of your mobile device.

We may also collect information that your browser sends whenever you visit our Site or when you access the Site by or through a mobile device.

Cookies

We use Cookies to store certain information to manage sessions on our site. A cookie is a small file placed on your device. Cookies can include “Session” or “Persistent” Cookies.

Session Cookies are deleted as soon as you close your web browser, while Persistent Cookies remain on your personal computer or mobile device when you go offline. We may use both Session and Persistent Cookies. Session Cookies include necessary cookies. These Cookies are essential to provide you with services available through the Site, to enable you to use some of its features, and to help prevent fraudulent use of the Site.

Persistent Cookies include “functionality” cookies. Functionality cookies allow us to remember choices you make when you use the Site. The purpose of these Cookies is to provide you with a more personal experience and to avoid you having to re-enter your preferences every time you use the Site.

Analytics and Advertising Technologies

We use cookies, pixels, tags, and similar technologies provided by us and third-party analytics and advertising partners to operate and improve the Website, understand visitor activity, measure advertising performance, and deliver or optimize advertising.

These technologies may collect information such as IP addresses, device identifiers, browser information, pages visited, interactions with the Website, referral sources, and advertising-related activity.

Information collected through these technologies may be shared with third-party analytics and advertising providers for measurement, attribution, audience creation, advertising optimization, and other purposes described in this Privacy Policy, subject to applicable law.

Users may be able to manage certain tracking preferences through their browser settings or applicable third-party privacy settings.

Use of Your Personal Information

We may use your Personal Information for the following purposes:

• To provide and maintain our Site, including operating, maintaining, securing, monitoring, and improving the Site.
• To process your financing requests: including processing submitted financing questionnaires and requests.
• To connect you with financing options: including identifying potentially relevant financing products and services and displaying financing options, recommendations, and offers.
• To facilitate financing connections: including sharing submitted information with participating lending, financing, and advertising partners, as described below.
• To manage your requests: including responding to inquiries and communicating with you about requested services.
• To send you marketing communications: where permitted by law and subject to applicable consent and opt-out rights.
• To prevent fraud and protect security: including verifying submitted information where appropriate and protecting the security of the Site.
• To measure and improve marketing: including measuring advertising performance and improving marketing effectiveness.
• To manage your Account: including providing and managing user accounts, maintaining user profiles, and storing related business information.
• To comply with legal obligations.
• For business transfers: We may use your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Information held by us about users of our Site and our business more generally is among the assets transferred.

Disclosure of Personal Information To Third Parties

Financing Connections and Information Sharing

BusinessLoanSelector.com is a business financing comparison and advertising platform that helps connect business owners with financing options offered by independent third-party lenders and financing providers. When you submit information through the Website, we may use that information to identify potentially relevant financing products and services offered by independent third-party providers.

Depending on the information you submit and the financing options identified, we may share your submitted information with one or more participating lending partners, financing providers, or advertising partners, including partners whose offers you have not specifically selected or clicked, subject to applicable law and any required consent.

In other circumstances, we may display financing options or offers for you to review and select. If you select an offer, we may share relevant information with the applicable provider or direct you to that provider’s website to continue the process.

Participating partners may use the information they receive to evaluate potential financing eligibility, respond to financing inquiries, and contact you regarding financing products or services where legally permitted. These partners may independently collect, process, and retain information in accordance with their own privacy policies and applicable law.

VOICED receives compensation from participating lending, financing, and advertising partners for advertising and related marketing services.

Service Providers and Other Third Parties

We may also share Personal Information with:

• Website hosting, technical, operational, and customer support service providers that help us operate the Site;
• Analytics, advertising, and measurement partners, as described in this Privacy Policy;
• Fraud prevention and security service providers;
• Courts, government agencies, or other parties where required by law or in response to lawful requests, as described below; and
• Parties to a merger, acquisition, sale, or other transfer of our Site, assets, or operations, in which case we may disclose or transfer your Personal Information as part of such a transaction, subject to standard confidentiality agreements.

Credit Reports and Financing Eligibility

VOICED and participating lending or financing partners may obtain consumer credit reports, credit scores, and other credit-related information in connection with evaluating financing options, subject to applicable law and any required authorization.

Marketing Communications

VOICED and participating partners may communicate with you regarding financing products and services where legally permitted. Operational communications relate to the services you requested, such as your financing inquiry or questions you send us. Promotional communications include marketing messages about financing products, services, or offers.

You may opt out of marketing emails by using the unsubscribe link included in those emails, and you may opt out of marketing text messages by following the opt-out instructions provided in those messages. Opting out of marketing communications from VOICED does not automatically opt you out of communications from independent third-party financing or advertising partners. You may need to contact those partners directly or follow their applicable opt-out instructions, subject to your rights under applicable law. Any consent to receive calls or text messages is obtained separately where required by law; accepting this Privacy Policy alone does not constitute such consent.

Transfer of Your Personal Information

Your information, including Personal Information, is processed at our operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to — and maintained on — computers located outside of your state where the data protection laws may differ than those from your jurisdiction.

Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

We will take steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy.

Disclosure of Your Personal Information

Law enforcement

Under certain circumstances, we may be required to disclose your Personal Information if required to do so by law or in response to valid requests by public authorities (e.g., a court or a government agency).

Other legal requirements

We may disclose your Personal Information in the good faith belief that such action is necessary to:

• Comply with a legal obligation;
• Protect and defend the rights or property of VOICED;
• Prevent or investigate possible wrongdoing in connection with the usage of the Site or your interactions with us more generally;
• Protect the personal safety of users of the Site or the public; and/or
• Protect against legal liability

Data Retention

VOICED retains Personal Information for as long as reasonably necessary for the purposes described in this Privacy Policy, including operating the Site, facilitating financing connections, maintaining records, preventing fraud, resolving disputes, and meeting applicable legal obligations.

Your Privacy Rights

Depending on where you live, you may have privacy rights under applicable state laws, which may include the right to access, correct, delete, or obtain a copy of your Personal Information, and to opt out of certain uses or disclosures of your Personal Information. These rights vary by jurisdiction and applicable law, and are subject to exceptions and verification requirements.

To submit a request, please email us at privacy@businessloanselector.com. We will respond to requests as required by applicable law. Information already shared with participating partners is governed by those partners’ own privacy policies, and you may need to contact them directly.

Security of Your Personal Information

We use encryption technology, such as HTTPS, to help protect information transmitted to and from the Site. This technology is intended to help protect your Personal Information from unauthorized access, destruction, use, modification and/or disclosure.

We recommend you take appropriate measures to ensure the security of your account, including the creation of a strong password and keeping your account information private and inaccessible to others. You are responsible for maintaining the confidentiality of your account password and for any access to, or use of, the Site through your account, whether or not such access or use has been authorized by, or on behalf of, you.

The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage, is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security. ACCORDINGLY, WE DISCLAIM ANY LIABILITY FOR ANY THEFT OR LOSS OF, UNAUTHORIZED ACCESS OR DAMAGE TO, OR INTERCEPTION OF ANY DATA OR COMMUNICATIONS. BY USING THE SITE, YOU ACKNOWLEDGE THAT YOU UNDERSTAND AND AGREE TO ASSUME THESE RISKS.

Children’s Privacy

Our Site is not intended for use by minors. We do not knowingly solicit or collect Personal Information from persons under the age of 18. If you notify us that Personal Information has been provided by a person under the age of 18, upon verification, we will promptly delete such Personal Information.

Links to Other Websites

The Site may include links to third party websites. We have no control over and are not responsible for the privacy practices of any third parties or the content of linked websites. We encourage you to read the applicable privacy policies and terms and conditions of such third parties or websites.

Changes to this Privacy Policy

This Privacy Policy will remain in effect except with respect to any changes made to its provisions in the future, which will be in effect immediately after being posted on this page.

We reserve the right to update or change our Privacy Policy at any time and you should check this Privacy Policy periodically. Your continued use of the Site after we post any modifications to the Privacy Policy on this page will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Privacy Policy.

If we make material changes to this Privacy Policy, we will provide notice as required by applicable law, which may include posting a notice on the Website or sending an email to users where appropriate.

Contact Us

If you have any questions about this Privacy Policy, please email us at privacy@businessloanselector.com.